Appraisals

Meierotto Jewelers provides in-house appraisal service for a wide variety of valuables including jewelry, watches, diamonds and even precious metals such as gold, silver and platinum.

An appraisal authenticates your item and determines its replacement value.  An accurate and unbiased professional appraisal is required in many instances including insurance replacement, estate management and divorce proceedings, to name a few.

For the purpose of insurance replacement, most insurance companies require an appraisal that is up-to-date within just a few years (typically 2-3 years) when adding items to an insurance policy or when changing to a new insurer.

How to Get Your Items Appraised

1. Visit our store and bring the items you want appraised

2. If applicable, bring any paperwork related to the items:
old receipts, previous appraisals or repair history

3. We will provide a time and cost estimate for the appraisal service

In the rare case we do not have the expertise to appraise a particular item, we will advise you.

Fast In-House Appraisal Service

Appraisals at Meierotto are performed in-house, not sent out, keeping your valuables safe and providing for quick turnaround times. Most appraisals take 1-2 days.

Gemologist examining diamond under microscope for appraisal

GIA Graduate Gemologists On Staff

Our staff of GIA Graduate Gemologists have many decades of experience not only in gemology, but in all aspects of the jewelry industry, giving you the most accurate, professional appraisal possible.

Assortment of diamond and pearl jewelry

We Appraise It All!

- Diamonds and gemstones
- Rings, necklaces, bracelets, earrings, brooches, or any & all finished jewelry items
- Pearls & all types of beads
- Watches & pocket watches
- Sterling silver flatware & holloware
- All US Coins & Currency

Appraisal FAQs

Most frequent questions and answers

There is not a set price for an appraisal. The price depends on the nature and characteristics of the appraised item and the time required to evaluate the item.

Some appraisals can be performed while you wait. Most appraisals take 1-2 days.

Many people request an appraisal to insure their jewelry. The insurance company will almost always require an independent appraisal to establish a replacement value. We can also perform appraisals to authenticate a piece of jewelry or to establish a value for an estate auction or sale. You can be sure that we will carefully examine your item and provide a fair and accurate appraisal.

This value is a reasonable estimate of what your insurance company would need in order to replace the item.

No, the appraisal value is not an offer at which we will purchase the item.

We provide a reasonable estimate of the replacement value of an item in an appraisal. Some people mistakenly believe that if they insure their jewelry for a higher value, they will get a higher insurance settlement if their item is lost or stolen.

In fact, this is rarely the case. While a higher appraised value will usually mean you pay higher insurance premiums for coverage, the insurance company will not generally pay the appraised value to a policyholder. They will instead pay the replacement value of the item, regardless of how high the item is appraised. Consult your insurance policy or insurance agent for details about your specific policy.

There are a number of factors that affect how often an item should be appraised. Several factors include the item’s condition over time and current market prices for precious metals and gems.

For insurance purposes, if the value of your jewelry increases significantly and your insurance coverage does not increase, your jewelry may be under-insured. In the event of a loss or theft, the insurance company may pay you only the insured value, not the actual current replacement value of the item. For this reason, some people update their appraisal and insurance coverage every few years. You should consult your insurance policy or insurance agent for an understanding of how your individual insurance coverage works.

Get Your Valuables Appraised Today

Meierotto Jewelers has been providing Kansas City appraisal service for over 40 years. We are located in North Kansas City, just 2 minutes from downtown Kansas City at the center of the KC metro area, convenient to all Kansas and Missouri suburbs including Overland Park, KCK, Independence, Olathe, Lee’s Summit, Shawnee, Blue Springs, Liberty, Lenexa, Leavenworth, Leawood, Westport, Country Club Plaza, Parkville, Gladstone, Riverside, Kearney, Grandview, Raymore, Prairie Village, Merriam, Mission, Roeland Park, Fairway, Lake Quivira, Mission Hills, Mission Woods, Westwood, and Westwood Hills.